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Most owners’ insurance, meanwhile, cover
only owner-occupied houses and not legal responsibility
or damages associated to tenants.

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The deductible is a particular amount the policy-holder must pay out-of-pocket earlier than the insurer pays
a claim.

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The most common kinds of personal insurance policies are auto, well being, householders,
and life.

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The National Conference of Insurance Legislators also works to
harmonize the totally different state legal guidelines.

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